Gap Waivers for new & used vehicles, motorcycles, boats, RVs, ATVs, and more...
In today’s market, during the first few years that you own a vehicle, your loan balance can be higher than the car’s actual value, as a result of depreciation.
If your car were stolen or totaled in an accident, you would be financially liable for the difference between the insurance settlement and your outstanding loan balance.
A GAP Waiver is designed to pay that difference, including your insurance deductible. A GAP waiver costs as little as $205.00 and can be added to your new or existing loan balance.

Cancer & Specified Diseases Insurance
Many people expect their health insurance to cover all the costs of cancer and other medical treatments. The fact is, it won’t! There are many costs that people just don’t think about until it’s too late. Travel to the treatment center, loss of income, insurance co-pays, and deductibles quickly add up. Low-cost, group rate coverage is now available that covers cancer and 30 additional specified diseases such as multiple sclerosis, encephalitis, meningitis, and tuberculosis.

Benefits are paid directly to the member in addition to any other insurance coverage and the wellness benefit pays up to $100.00 per year for covered cancer screening tests.

And the low, monthly premiums can be automatically deducted from your Red River Federal CU account.

Accidental Death & Dismemberment Insurance
Each RREFCU member age 18 and older can sign up for $2,000.00 of Accidental Death and Dismemberment coverage at no charge to you and paid for by the CUSO.

You may ALSO purchase additional individual or family coverage up to $250,000.00 at low, group rates.

Group Term Life Insurance
Group Term Life Insurance at low-cost, group rates is now available through American Universal Life Insurance

Company for members ages 18 - 59.

Various benefit amounts are available for both individual members & their spouses. Plus, coverage is renewable to age 70.

Dental Insurance
Between the bill and the drill, going to the dentist is enough to wipe that bright smile right off your face.

We now offer low-cost, group rate dental insurance with both individual and family coverages and you can go to any dentist, including specialists.

It pays for cleaning, check-ups, x-rays, crowns, bridgework, dentures, and more. (Sorry, orthodontic work is not included.)

The low, monthly premiums can be automatically deducted from your Red River Federal CU account.